All Nigerian Banks Transaction USSD Codes 2021 | How to use USSD codes to perform bank transactions | Check Here

Filed in BANK, General Updates, PHONES by on August 3, 2021 12 Comments

All Nigerian Banks Transaction USSD Codes 2021 | How to use USSD codes to perform bank transactions | Check Here

Due to the technological advancement in the areas of communication and finances, banks now have various USSD codes in which customers can use on their phones to access their bank accounts and make transactions.

Therefore, we have compiled some list of banks and their various USSD codes. However, read this article for further details.

All Nigerian Banks Transaction USSD Codes 2021

All Nigerian Banks Transaction  USSD Codes 2021

How to use USSD codes to perform bank transactions

  1. Input the bank’s USSD code into your phone’s dialer and hit the dial/call button
  2. Follow the prompt displayed on your phone’s display.
  3. If you’re using a bank’s USSD code for the first time, you’ll be asked to set up a PIN which you’ll use to approve/verify transactions. Some banks might require you to use the last 4 – 6 digits of your debit/ATM card as your security PIN.
Nigeria BanksTransfer Code
Access Bank*901#
UBA Transfer code*919#
Stabic IBTC Bank Transfer code*909#
Sterling Bank transfer code*822#
Fidelity Bank transfer code*770#
First Bank transfer code*894#
FCMB bank transfer code*329#
Polaris Bank transfer code*833#
GT Bank*737#
Eco bank*326#
Zenith Bank transfer code*966#
Wema Bank tranfer Code*945#
Unity Bank Transfer code*779#
Heritage Bank*745#


To use the USSD code of any Nigerian bank to perform transactions though, you need to have an active account with that particular bank — except you’re trying to open a new account using the USSD code. Also, the number you’re dialing the code from must be associated with your account in the bank.

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